COMPLIANCE & FRAMEWORKS

Make payment security responsibilities clearer.

Understand your payment environment, review relevant safeguards, and prepare supporting records. HOZHO helps make PCI DSS readiness work more manageable for your team.

For small businesses, nonprofits, and tribal and local governments.

PCI-DSS

Practical preparation for payment security.

Explore the areas we can address together. Your engagement is shaped around your priorities, current capabilities, and available resources.

PAYMENT CONTEXT

Understand the environment

PCI DSS provides technical and operational requirements for protecting payment account data.

  • Payment channels and connected systems
  • Providers and data flows
  • Systems that may affect payment security
RESPONSIBILITIES

Clarify who does what

Work with your payment providers and internal team to understand shared responsibilities.

  • Provider responsibilities and documentation
  • Merchant obligations to confirm
  • Ownership of security activities
READINESS

Address relevant gaps

Review agreed practices and prepare an action plan around your validation needs.

  • Access and account practices
  • Policies, training, and incident readiness
  • Coordination of technical improvements
EVIDENCE

Prepare for the required review

Organize supporting records and unresolved questions for the appropriate validation process.

  • Requested policies and records
  • Evidence owners and remaining gaps
  • Questions for your acquirer or assessor

How we work together

Start with a shared understanding, agree the scope, and turn the work into practical action.

Clarify the validation path

Confirm requirements with the organization managing your compliance program.

Review scoped practices

Identify relevant gaps and assign improvement work with your team and providers.

Organize supporting records

Prepare evidence for the applicable self-assessment or independent review.

Questions you may have

If we outsource payments, do responsibilities disappear?

Not necessarily. Confirm your obligations and validation requirements with your acquirer or other compliance-accepting entity.

Will HOZHO certify PCI DSS compliance?

This service supports readiness. Required assessments, scans, attestations, and independent validation must follow the applicable payment-program requirements.

Which self-assessment questionnaire do we use?

Eligibility depends on your actual payment environment. Confirm the appropriate validation path rather than choosing a questionnaire based only on business size.

Let’s identify your next priority.

Tell us about your organization, what is changing, and where you need support. We will help you define a practical starting point.

Services, deliverables, technology, vCISO involvement, and response commitments are defined in your proposal and agreement. Additional projects and specialized services may require separate scope.